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Magnate Checking accounts

Magnate Easy Checking

You'll get a Magnate Bank Visa Debit Card, no-fee transactions at Saint Christopher and Nevis ATMs, and Online/Mobile banking, bill pay and more.

Magnate Easy Checking is a simple, straightforward checking account with standard benefits and features.

Magnate Easy Checking is a basic checking account that comes with standard benefits like a debit card that doubles as an ATM card. It also gives you full access to Online and Mobile Banking, a suite of powerful tools and apps that make it easy to track your spending, pay bills, send money, deposit checks and more.

Account opening and Maintenance*
Minimum Opening Deposit $25
Montly maintenance fee $6.95 with online statements $8.95 with paper statements
Waive Monthly Maintenance Fee Combined monthly direct deposits totaling $1,000+ OR An average account balance of $1,500+ The average account balance for Easy Checking is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period.
ATM Fees
Cash Withdrawal – Saint Christopher and Nevis ATMs $0
Cash Withdrawal – Non-Saint Christopher and Nevis ATMs $2.50
Transaction Processing
Transaction Posting Order Transactions are generally processed in the following order on the business day they are received: 1. All deposits; then, 2. Customer-initiated, non-check withdrawals in date and time order, starting with the earliest transaction; then, 3. Paper checks in number order, starting with the lowest number

Magnate Premium Checking

You'll get a Magnate Bank Visa Debit Card, no-fee transactions at Saint Christopher and Nevis ATMs, and Online/Mobile Banking with mobile check deposit, bill pay and more.

Magnate Premium Checking is an interest-bearing checking account, so you’ll earn interest on the money you keep in your account. 0.01% up to $49,999 and 0.02% from $50,000 and above.

Free Magnate Bank logo checks, or express yourself with a 50% discount on other personal designs.

Pay no Magnate Bank fees for money orders, cashier’s checks, and copies of checks and statements.

Get unlimited no-fee transactions at non-Saint Christopher and Nevis ATMs.

Account opening and Maintenance*
Minimum Opening Deposit $25
Montly maintenance fee $10.95 with online statements $12.95 with paper statements
Waive Monthly Maintenance Fee Account holder(s) age 65 or above OR Average account balance of $5,000+ The average account balance for Premium Checking is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period.
ATM Fees
Cash Withdrawal – Saint Christopher and Nevis ATMs $0
Cash Withdrawal – Non-Saint Christopher and Nevis ATMs $0
Transaction Processing
Transaction Posting Order Transactions are generally processed in the following order on the business day they are received: 1. All deposits; then, 2. Customer-initiated, non-check withdrawals in date and time order, starting with the earliest transaction; then, 3. Paper checks in number order, starting with the lowest number

Magnate Gold Checking

You'll get a Magnate Bank Visa Debit Card, no-fee transactions at Saint Christopher and Nevis ATMs, and Online/Mobile Banking with mobile check deposit, bill pay and more.

Get 2 no-fee transactions per statement period at non-Magnate Bank ATMs.

Get up to 2 additional Easy Checking accounts – ideal for family money management – with no monthly maintenance fee as long as you’re a co-owner of the account.

Pay reduced fees for overdraft protection transfers made from your Reserve Line, savings account, or any other overdraft-protection account you designate.

Account opening and Maintenance*
Minimum Opening Deposit $25
Montly maintenance fee $6.95 with online statements $8.95 with paper statements
Waive Monthly Maintenance Fee Combined monthly direct deposits totaling $1,000+ OR An average account balance of $1,500+ The average account balance for Easy Checking is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period.
ATM Fees
Cash Withdrawal – Saint Christopher and Nevis ATMs $0
Cash Withdrawal – Non-Saint Christopher and Nevis ATMs $2.50
Transaction Processing
Transaction Posting Order Transactions are generally processed in the following order on the business day they are received: 1. All deposits; then, 2. Customer-initiated, non-check withdrawals in date and time order, starting with the earliest transaction; then, 3. Paper checks in number order, starting with the lowest number

* For a comprehensive list of all pricing, ATM and Debit Card Overdraft Coverage terms and policies please see the Consumer Pricing Information brochure and Your Deposit Account Agreement.

For more information, chat online with us or email us today.

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